Trip Cancellation Coverage
How much of my trip can I get back?
Trip cancellation coverage is a type of insurance that can reimburse you for non-refundable expenses if you have to cancel or interrupt your trip due to certain covered events, such as illness, severe weather, or a death in the family.
This type of coverage typically includes:
Trip cancellation coverage is typically purchased as an add-on to a travel insurance policy. It is important to purchase this coverage as soon as you make any non-refundable travel arrangements, as it may only cover events that occur after the policy is purchased.
Trip cancellation coverage can reimburse you for a variety of non-refundable expenses, including airfare, hotel reservations, and tour packages. However, it is important to keep in mind that coverage limits and exclusions may apply, so be sure to read the policy carefully to understand what is covered.
Some common reasons for trip cancellation that are typically covered by insurance include illness, injury or death of the traveler or a family member, severe weather, and travel supplier bankruptcy. However, it's important to note that coverage and conditions can vary from policy to policy, so it's important to read the policy carefully to understand what is covered.
Be sure to keep all relevant documentation, such as receipts and confirmation numbers, as you may need to provide proof of expenses in order to file a claim.
Some providers offer a "cancel for any reason" coverage that allows you to cancel your trip for any reason, but it will have a higher premium and will have some conditions such as time of cancellation.
It's important to note that different policies will have different coverage limits, exclusions and conditions, so it's important to read the policy carefully and understand what is covered before you purchase trip cancellation coverage. Some common exclusions include pre-existing medical conditions, acts of war or terrorism, and financial insolvency of the travel supplier.
It's also important to keep in mind that trip cancellation coverage is a separate coverage from travel medical coverage, which is designed to cover medical expenses while you're travelling. Some travel insurance policies may bundle these two types of coverage together, but it's important to check to ensure you have the coverage you need.
